Credit Cards
0% balance transfers
and purchases

Debt Help
Professional debt
Consolidation assistance

Free Credit Report
Get your credit score and
Credit report

Refinance
Consolidate debt
by refinancing

Citi Cash Card
Makes shopping on the Web easy. The card can be used as easy as American Express, Discovery Card, Visa, Master Card, or Chase Credit cards. Tired of cruising through great sites, seeing all kinds of stuff that you can't buy even though you have a pocketful of cash? Citi Cash Card lets you drive the cyber-shopping cart, select what you need, and pay for all the goods on your own. You get the independence you deserve, with the built-in spending controls of a pre-paid card regardless of current credit card debt, bad credit loans, credit score or just bad credit.

Safer Than Cash
Unlike losing that twenty-dollar bill, with the Citi Cash Card you're protected from unauthorized transactions if the card is lost or stolen. Just report the loss immediately by calling Citi Customer Service at 1-866-511-5979. Citi Cash Card is also a safety net when you need more money and you're away from home-one call and you can have more money loaded to the card 24 hours a day. Remember to take measures to safeguard your account because replacing a card costs $10.

Financial Education
Show the world you can use plastic responsibly even if you have a history of bad credit or bad credit loans. Use Citi Cash Card to budget for your everyday expenses…everything you need for that special date… or a school field trip. When money is loaded to the card, you figure out in advance how you'll spend it, and how long the money has to last. The good news is that unlike cash, with Citi Cash Card you'll be able to see every purchase you make-the merchant, the date and the dollar amount. Tracking your Citi Cash Card balance and transactions is fast and easy--all you do is call the toll free number or login to your account online--and you'll be learning smart money skills that last a lifetime.

StarteCredit is the preferred credit card directory resource more consumer's and businesses use to apply for a credit card online. Choose a credit card application and apply for instant approval online. We provide the latest credit card reviews and recommendations for hundreds of credit card offers inlcuding American Express, Visa, Mastercard Gold, Platinum, airline frequent flyer miles and the best credit card reward program offers.

Kevin's dad signed him up for Citi® Cash Card and agreed to load his $25 weekly allowance on the card--but in a single money load once a month. He talked to Kevin about how he could budget for the entire month. Then Kevin started on his first week with Citi Cash Card. After stopping to get gas after school, the first thing he did the next evening was go online because he could finally buy himself that upgrade part he wanted for his computer. Then because it was so handy, he visited the Citi Cash Card website to see if his purchases were already recorded. The $26 computer part was there on the Transaction History, as well as his $10 gas purchase, right after the initial money load of $100 from his Dad. Whoa… Kevin saw he only had $64 left on his card for the remainder of the month! As he started to think about his plans for the weekend, and then for the remainder of the month--and what his plans could cost, Kevin knew he needed to get serious about a budget.

Where would his money go? Kevin did some quick math and figured out that gas would cost him about $15 more for the month, a couple of CDs might cost him $30 at the music store, then a movie and dinner with his girlfriend might run anywhere from $30 to $50 depending on where they ate. No matter how he added it up, he just couldn’t do it all. Mentally reviewing each potential purchase presented some questions and tradeoffs: Could that new computer upgrade have waited until next month? Did he need those CDs right now? Did he have to do the movies together with the fancier restaurant? Seeing exactly where his money had already gone on the Citi Cash Card website helped Kevin plan how he would spend his money with Citi Cash Card in the future. His new card gave him independence, but along with that came responsibility.